New CREF Expense Ratio

Effective April 24, 2015 there will be a new expense ratio classification structure for the CREF accounts offered through Washington State University (WSU).  Prior to this date, there was a single-class fee structure, which will be converting to three separate classes.  The good news is WSU's identified class will result in a decrease in our expense ratio!  This change will have no impact on the investment strategies, objectives and risk profiles for the eight CREF accounts, which will remain the same.

Beginning in February 2015, TIAA-CREF will be notifying WSU participants about the new CREF classes.  Some of the information that will be provided in the packet you will receive from TIAA-CREF will be the Expense Ratio Chart and a
Q & A for TIAA-CREF members.  We have provided the links to both below.